PERSONAL INFORMATION RESOURCE CENTER

The undersigned individual by his/her signature below hereby authorizes Cycle Billions, LLC to research personal information for the purposes of consulting time on their credit profile. The purpose of this process is to evaluate the current condition of your personal credit report.

*ID needed: A copy of Driver’s License/SS Card Front and Back can be sent through email. Must be a clear copy.*

*If Cycle Billions, LLC cannot meet your demands or goals and/or budget expectations, we have the right to refuse services unless the client agrees to follow specific instructions

1. Client will need to create the accounts below if you do not already have them created.
2. Logins are case-sensitive. Please do not guess the security answer and 4-digit PIN on the Experian website when you create an account. This will lock or block your account.
3. If you have an existing account with Experian and forgot your PIN and security question, please login into your account and go to My Profile, and then Security Sign In to obtain the security question/answer and 4-digit PIN. This will help speed up the process.
4. Sign up to CreditKarma.com (reports refresh weekly). Please note: Scores on Credit Karma may seem different from other credit monitoring agencies. They also only utilize 2 of the 3 agencies. This service is free of charge.
5. Sign up to FICO.com. This credit-monitoring agency provides quick refreshing and monitors all 3 agencies. There is a monthly fee for this service to be paid directly to FICO.com.
6. Add the login and password information to this form
7. Take note of the Security Question asked for both agencies. Please add it below.
8. Login/Security Questions are only necessary for your credit consulting and educational services. Once the service is complete, we recommend you change your login/password/security question to something private.

Dispute.transunion.com

Click on ‘Start Dispute” and set up a free account. 

Myequifax.com

Creating these fields above will help speed up the process and finish your files on time.

For any further information please go to our Calendar and book a call.

Fair Credit Reporting Act http://www.4law.cornell.edu/uscode/15/1681.html

Victims Of Credit Reporting http://www.members.aol.com/victcrdpt/index.html

Federal Trade Commission Consumer Protection http://www.ftc.gov/bcp/menu-credit.htm

Equifax Credit Information Services P.O. Box 105518 Atlanta, Georgia 30348 www.equifax.com

Trans Union LLC P.O. Box 2000 Chester, PA 19022-2000 www.transunion.com

Required Attachments:

ID/License – Identification Card (State Issued ID or Passport) Email

SS – (Social Security Card) Email

CRC – Signed Intake form

UB – Payment for time spent on improving file

3-in-1 reports for all three bureaus with login information

Please read the important disclaimer below:

No warranties or guarantees are provided with this service. We do not work directly with the credit bureaus. We are a private company. Cycle Billions, LLC is only consulting the business/individual based on its current credit status. This is not a provision of legal advice. Please consult an attorney or legal professional for legal advice. Completion of this form acknowledges you were not in duress, forced or manipulated in any way to enter into an agreement to provide this information. 

Please read the important information below:

Cycle Billions L.L.C. will be reviewing a 3-in-1 report. We will also provide outdated inquiry disputes or to be merged with the appropriate accounts. Open accounts with inquiries cannot be disputed unless it is for business funding. This will require you to become a member of the Cycle Billions platform. There is an additional cost for this service, but many clients utilize this to save time and produce a higher success rate. By selecting a funding package, you will be auto-enrolled as a member and will receive the Inquiry Dispute process at no charge.

There are many ways you can utilize the Cycle Billions platform once you are a member. We offer a payment processing service that allows you to pay a variety of expenses with a credit card. We also have a Pre-paid visa gift card rewards platform that you can use to pay for additional services. This tool can help promote and market your business. Please visit the marketing platform for additional information or go to Advertise Here section.

We will need to be sure your personal credit balances are about 30% (or lower) utilization at the time we are ready to move forward with your next batch of applications for funding (after Inquiry Removal AND your credit portfolio is completed). Owners of companies join us now to create a digital footprint for your company.